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Who needs it

Professional liability insurance is needed by professionals who provide advice, services, or expertise to their clients.

  • Doctors, nurses, and other healthcare professionals
  • Lawyers, accountants, and financial advisors
  • Architects, engineers, and contractors
  • Consultants, including management, technology, and human resources consultants
  • Real estate agents and brokers
  • Marketing and advertising professionals
  • Any other professional who provides advice or services to clients
What's Covered

Professional liability insuranceis also known as errors and omissions insurance.

  • Negligence claims: Professional liability insurance covers claims of negligence, errors, or omissions in your work that cause harm to a client.
  • Breach of contract claims: If you fail to deliver a promised service or product, professional liability insurance can cover claims of breach of contract.
  • Copyright infringement claims: If you are accused of copyright infringement or intellectual property theft, professional liability insurance can cover the cost of legal defense and damages.
  • Legal defense costs: Professional liability insurance covers the cost of hiring a lawyer, expert witnesses, and other legal expenses if a claim is made against you.
  • Settlement or judgment costs: If you are found liable for damages or a settlement is reached, professional liability insurance will cover the costs up to the policy limit.

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